Insurance is often a major concern when shipping your freight around the country; what to insure, should we insure and what should we expect are often common questions we receive when making any decision to purchase marine cargo insurance.

Ultimately insurance is a very simple process, but it is having that peace of mind that should something unfortunate occur, you are fully compensated for your loss. Without full coverage insurance, any action that may arise will result in minimal coverage if a claim is made with a carrier. In New Zealand, the greatest return you can achieve from a claim is $1500 under the Carriage of Goods Act (1979), which can even be less depending on the circumstances and judgment handed down. Quite often, companies will advise that if insurance is rejected, the goods are carried at Owners Risk, meaning there will be no claim in any event.

So, how do you protect your company and your cargo?

At Coast All, we use and recommend specialist online insurer, ezimove.com Limited. To enter the ezimove website, just click on the picture to the left or here. Premiums will vary in pricing depending on the policy and where and what you are shipping. However, ezimove is very competitive with a minimum premium of $130 and the process is simply easy.